If you suffered injuries in an accident that was caused by someone else’s negligence, and you are considering filing a personal injury claim, you may be wondering how much money you may expect to receive for your medical bills, loss of income, and other damages.

When it comes to how much you should ask for in a personal injury settlement, there are many factors to consider. Each of these types of cases is very personal and unique. For these reasons, the amount a person may obtain in a settlement will vary.

Personal Injury Settlement Variables

Most insurance companies settle a payout for a personal injury claim out of court rather than going to a trial. However, there is a general pattern of how much insurance companies are willing to pay in a settlement. Some variables have a bigger effect on the settlement amount than others.


The severity and nature of the injuries that you have sustained have the most impact on the amount of money that you may receive from your claim. The more serious the injuries that you sustained, the more likely it is that you have lost income, substantial medical expenses, and other damages. All of this generally will lead to a higher settlement amount.

Insurance Limits

The policy limits that the negligent party has in place may also affect the amount that an insurance company will payout. The insurance company is not going to offer a settlement that is more than the policy limit, even if your case may be worth more.

Legal Representation

If you are considering a personal injury claim and you are not sure how much you should be asking for or willing to take in a settlement, hiring legal representation is often a wise choice. A personal injury lawyer will be able to discuss your case with you and help you understand how much money the courts may award you as a result of your particular case. Once again, the amount of money that you should receive from your claim will depend on several factors regarding your own personal experiences.


Typically, it is not a good idea to accept the first offer that the insurance company gives you. Most of these companies are willing to negotiate settlements, and if you are willing to negotiate, you may end up with more money for your losses. A personal injury attorney understands this negotiation process and will help you through the entire negotiation process.

Protect Yourself

When you are trying to get the most from your personal injury claim, hiring a personal injury lawyer is recommended. At Montero Law Center, we are happy to discuss your case with you during a free phone consultation. Contact us today at (954) 767-6500 to get started.